Disclaimers

Professional Disclaimers & Disclosures

Professional Disclaimers
Disclaimer: Millennial Credit Advisers is not a licensed credit data reseller, credit repair organization, credit counselor, debt management company, debt settlement company, or any other organization offering advice on improving or repairing credit. We are not attorneys, financial advisors, or credit reporting agencies. If you want to improve your finances and credit or increase your credit score. Take steps today to educate yourself on ways to grow your savings, reduce debt, and enhance your credit history or scores. Learn about credit reports and scores and the financial products that allow you to enter into the credit system and how they work. Contact your financial advisor for more ways to save and remember to track your progress, and you, too, can have a more positive credit experience.

Attorney
I am not an attorney, and nothing on this website, downloads, or products available are to be construed as creating an attorney-client relationship. Additionally, nothing on this site or available resources is considered legal advice. Content and resources provided on this site are meant for educational and informational purposes only. The author is not liable for any losses or damages related to actions or failure to act related to the content on this website. Consult an attorney specializing in your subject matter and jurisdiction if you need specific legal advice.

Credit Professional
While having financial certification and professional knowledge of the credit reporting reseller industry, I am not a credit data reseller, credit repair organization, credit counselor, debt management company, debt settlement company, or any other organization offering advice on improving or repairing credit or credit reporting agencies. The information on this website, downloads, products, or emails is provided only for informational and educational purposes. The author is not liable for any losses or damages related to actions or failure to act related to the content on this website. The contents of this website and the posting and viewing of the information should not be construed as, and should not be relied upon for, tax advice in any particular circumstance or fact situation.

Financial Advisor
The information provided on this site is based on the credit reporting reseller’s professional certification and financial training and should not be construed as professional advice. I am not a financial advisor, planner, or CPA. Furthermore, the contents of this site and the resources provided are for informational and entertainment purposes only and do not constitute financial, accounting, or legal advice. The author is not liable for any losses or damages related to actions or failure to act related to the content on this website.

Testimonials
I PRESENT CASE STUDIES AND TESTIMONIALS ABOUT OTHER PEOPLE’S EXPERIENCES WITH MY WEBSITE, PRODUCTS, AND SERVICES FOR EXAMPLE PURPOSES ONLY. THE TESTIMONIALS, EXAMPLES, AND PHOTOS USED MAY CONTAIN ACTUAL CLIENTS AND CUSTOMERS.

TESTIMONIALS AND CASE STUDIES ARE NOT INTENDED TO REPRESENT OR GUARANTEE THAT CURRENT OR FUTURE INDIVIDUALS, CUSTOMERS, STUDENTS, OR CLIENTS WILL ACHIEVE THE SAME OR SIMILAR RESULTS; RATHER, THEY REPRESENT WHAT IS POSSIBLE FOR ILLUSTRATIVE PURPOSES ONLY.

Financial Disclaimer
ANY PRESENTATION OF TESTIMONIALS AND CASE STUDIES ABOUT MY or OTHER’S EXPERIENCE WITH MY WEBSITE, PRODUCTS, AND SERVICES ARE FROM ACTUAL CUSTOMERS AND CLIENTS AND ARE SHOWN AS EXAMPLES OF WHAT IS POSSIBLE FOR INFORMATIONAL PURPOSES ONLY.

SEVERAL FACTORS DETERMINE AN INDIVIDUAL/CLIENT/CUSTOMER/STUDENT’S SUCCESS, SUCH AS HARD WORK AND TIME AS SUCH I CAN IN NO WAY GUARANTEE THAT CURRENT OR FUTURE CUSTOMERS/CLIENTS/STUDENTS WILL ACHIEVE THE SAME OR SIMILAR RESULTS AS PREVIOUS CLIENTS/CUSTOMERS/ STUDENTS, AGAIN THE EXAMPLES, CASE STUDIES, AND TESTIMONIALS, ARE SIMPLY ILLUSTRATIVE OF WHAT IS POSSIBLE.

The use of our information, products, and services should be based on your due diligence, and you agree that Millennial Credit Advisers and advertisers or sponsors of millennialcreditadvisers.com are not liable for any success or failure of your results.

Disclaimer
Millennial Credit Advisers’ website materials are provided ‘as is.’ Millennial Credit Advisers makes no warranties, expressed or implied, and at this moment disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Millennial Credit Advisers does not warrant or make any representations concerning the accuracy, reliability, or likely results of using the materials on its website or otherwise relating to such materials or any sites linked to this site.

Limitations
In no event shall Millennial Credit Advisers or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit or due to business interruption) arising out of the use or inability to use the materials on Millennial Credit Advisers’s site, even if Millennial Credit Advisers or a Millennial Credit Advisers authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

Links
millennialcreditadvisers.com has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. Including any link does not imply endorsement of the site by Millennial Credit Advisers. Use of any such linked website is at the user’s own risk.

Limitation of Liability
YOU AGREE THAT UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, EXEMPLARY, OR ANY OTHER DAMAGES ARISING OUT OF YOUR USE OF THE SITE
OR SERVICE. ADDITIONALLY, millennialcreditadvisers.com IS NOT LIABLE FOR DAMAGES IN CONNECTION WITH:

ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DENIAL OF SERVICE, ATTACK, INTERRUPTION, DELETION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE;

LOSS OF REVENUE, ANTICIPATED PROFITS, BUSINESS, SAVINGS, GOODWILL OR DATA; AND

THIRD-PARTY THEFT OF, DESTRUCTION OF, UNAUTHORIZED ACCESS TO, ALTERATION OF, OR USE OF YOUR INFORMATION OR PROPERTY, REGARDLESS OF OUR NEGLIGENCE, GROSS NEGLIGENCE, FAILURE OF AN ESSENTIAL PURPOSE, AND WHETHER SUCH LIABILITY ARISES IN NEGLIGENCE, CONTRACT, TORT, OR ANY OTHER THEORY OF LEGAL LIABILITY.

THE preceding APPLIES EVEN IF millennialcreditadvisers.com HAS BEEN ADVISED OF THE POSSIBILITY OF OR COULD HAVE FORESEEN THE DAMAGES. IN THOSE STATES THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR THE DAMAGES, OUR LIABILITY IS LIMITED TO THE FULLEST POSSIBLE EXTENT
PERMITTED BY LAW. IN NO EVENT SHALL Millennial Credit Advisers CUMULATIVE LIABILITY TO YOU EXCEED THE TOTAL PURCHASE PRICE OF THE SERVICE OR
PRODUCT YOU HAVE PURCHASED FROM millennialcreditadvisers.com, AND IF NO PURCHASE HAS BEEN MADE BY YOU millennialcreditadvisers.com CUMULATIVE LIABILITY TO YOU SHALL NOT EXCEED $100.

Indemnification
You shall indemnify and hold us harmless from and against any losses, damages, settlements, liabilities, costs, charges, assessments, and expenses, as well as third-party claims and causes of action, including, without limitation, attorney’s fees arising out of any breach by you of any of these Terms and Conditions, or any use by you of the Site, Product, or Service. You shall provide us with such assistance, without charge, as we may request in connection with any such defense, including, without limitation, providing us with such information, documents, records, and reasonable access to you as we deem necessary. You shall not settle any third-party claim or waive any defense without our written consent.

Sponsored Content Disclosure
THIS POST IS IN PARTNERSHIP WITH . MEANING I RECEIVED FREE PRODUCT OR COMPENSATION. ALL VIEWS AND OPINIONS ARE MY OWN. KNOW THAT I ONLY POST ABOUT SITES AND PRODUCTS THAT I THINK WOULD BE IMMENSELY HELPFUL AND THAT I HAVE USED MYSELF.

Affiliate Disclosure
Millennial Credit Advisers.com contains affiliate links. This means Millennial Credit Advisers.com receives commissions for purchases made through those links at no cost to you. Please understand that we have experience with all of these companies, and we recommend them because they are helpful and valuable, not because of the small commissions we make if you decide to buy something.

AI Use Disclosure
Each piece of content on our website is subject to a rigorous editing process by the website’s author/owner. While AI is occasionally used to help craft articles, from the generation of a “first draft” to spelling and grammar checks, the ideation and final piece of content have been developed by and subject to human review and editing, with AI merely being an assisting instrument. Accordingly, I/we reserve all rights relating to copyright.

Microsoft Clarity Disclosure
“We partner with Microsoft Clarity and Microsoft Advertising to capture how you use and interact with our website through behavioral metrics, heatmaps, and session replay to improve and market our products/services. Website usage data is captured using first and third-party cookies and other tracking technologies to determine the popularity of products/services and online activity. Additionally, we use this information for site optimization, fraud/security purposes, and advertising. For more information about how Microsoft collects and uses your data, visit the Microsoft Privacy Statement.”